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First Security Bank
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NeighborWorks Home Loan Program

Own More. Owe Less. Math you'll actually like.

Homeownership in Montana just got a little easier.

 

The new NeighborWorks® HomeStretch program is a real breakthrough for Montana homebuyers.

 

How it works

  • Step 1: Finance up to 70% of your home with a First Security Bank mortgage.
  • Step 2: Get up to 30% of the home's cost as a loan or investment.
  • Step 3: Agree to a 1% annual equity cap plus principal reductions.
You invest 1% plus any uncovered costs, and we'll help negotiate to keep more in your pocket.

Important to know

  • Homes must be in one of the 22 counties served by NeighborWorks Montana (some counties, like Madison, work with other nonprofit lenders).
  • Program provides 30% of the home's cost as a loan or investment, with a 1% per year equity cap.
  • Completion of a homebuyer education course is required.
  • Funds are limited and available on a first-come, first served basis.

Let's get Started

  • Phone: Call our real estate lending office at 406.585.3800
  • Click here to learn more about the program
 
All loan decisions are subject to First Security Bank's internal lending constraints and the unique credit circumstances of the borrower. Bank rules and regulations apply.