Business Online Banking

Convenience for your business.

Online banking is one of the easiest and most convenient ways to do your business banking.

Online Banking for your business makes it easy to conveniently transfer funds between accounts and stay on top of your accounts by viewing current transactions, seeing actual images of checks and deposit slips.

Access your statements from up to 18 months ago
Download account information to most financial management software, word processing document or even a spreadsheet
Easily and conveniently make loan payments
Set up email/text alerts
Order checks and much more!

Cash Management Services – Payroll Benefits and Recurring Payments.

Our Cash Management Services let you manage cash flow securely and efficiently. Available to business customers through Online Banking, you can send and receive payments (direct deposit or direct billing) electronically through an automated clearinghouse.

Payroll Benefits

Direct deposit makes payday simple for your employees. No more heading out to deposit or cash their paychecks – It’s already in their accounts.

Because there is only one debit to your business account at the end of the month, there are no payroll checks for your accounting department to reconcile
Your business will use far fewer checks, and you no longer need to sign all of those paychecks
You won’t need to reissue checks or place stop payments on lost payroll checks

Recurring Payments Benefits

Examples of recurring payments could include monthly utilities, fitness club dues or other memberships, property management fees, donations, and other continuing payments.

Your payments arrive on their due dates
You have immediate access to funds
Eliminates the need to send out additional notices or pay collection fees

Positive Pay

Protect your company against costly check fraud with our Positive Pay service. Each check presented for payment will be compared against checks you have issued, and we will notify you of any mismatches. You can view mismatches or exceptions online and direct us to pay or return items — all before any funds are exchanged.

Reduce Potential Losses Due to Check Fraud — Positive Pay helps protect against altered and counterfeit checks by providing you the opportunity to return checks within the required 24-hour deadline
Make Pay or Return Decisions with Confidence — See actual images of exception items via Online Banking so you can quickly and easily determine the correct disposition of any checks with discrepancies
Funds Stay under Your Control — Timely return decisions allow funds to remain in your account, avoiding delays and the risk of loss associated with late returns

RemitPlus Express

Make processing easy. RemitPlus Express is a hosted, full-feature remittance solution that lets business banking customers process checks, payment vouchers, stubs, envelopes, correspondence, and coupons.

Supports desktop/TWAIN scanners of up to 190 documents per minute
No software to install (other than scanner drivers)
Supports more than 80 billing and accounting systems
With advanced character recognition, reads and stores amounts, endorses checks, and saves selected identifiers from the coupons – whether freeform, handwritten, barcode, or OCR – significantly reducing errors generated through manual entry
With an intuitive user interface, users are clicks away from scanning, entry, balancing, depositing, and exporting to virtually any billing system directly from their internet browser

Smartpay Express

SmartPay Express makes it easier for small businesses, nonprofits and other organizations to accept online payments or donations. It’s an ideal option for businesses looking to expand their revenue stream without access to or a need for shopping cart functionality.

.Provides a secure, hosted payment acceptance portal that can be custom-branded for any small business or nonprofit organization
Requires minimal amount of technical setup to link from an existing website
Allows processing of a variety of payment types: single or recurring payments from a checking or savings account or even a debit or credit card
Permits your customers to view information about past payments or donations

Business Bill Pay

Take care of business with Bill Pay

When you’re in business, saving time is saving money. That’s why we created Business Bill Pay services that help your business save money by eliminating things that take time—like bill preparation and check writing. With Business Bill Pay, you can pay expenses quickly and easily online.

Track payment history and account balances
Set up and manage recurring payments
Make person-to-person and bank-to-bank payments
Pay individuals electronically by simply sending them an email or text message
Receive alerts when bills are due via text, email, or both
Import payees and more!

Estatements

Stay clutter free for a fast, efficient and convenient way to review your statements and canceled checks online at any time, day or night.

To receive eStatements, you must be enrolled in Online Banking. Once enrolled, simply login and click the eStatements tab to enroll your accounts today.

Domestic Wires

Send wires anywhere within the United States
Dual Control available giving your business the opportunity to separate authority
All with no additional hardware or software

Contact us to Apply for First Security Bank Cash Management services.

Cash Management services are subject to approval by First Security Bank