Skip Navigation Download Acrobat Reader 5.0 or higher to view PDF files.

Totally Free Checking

Totally Free Checking Plus 3 other checking accounts that pay you!

When you open a checking account at a bank, you expect great service, dependability and value. What you don’t expect (or need) are strings attached to your account in order to avoid fees.

At First Security Bank, Totally Free Checking really is FREE! Free of minimum balances and hidden weekly, monthly or annual fees.  We also have three great interest-bearing accounts to fit your every need. Plus, when you open your new account, you’ll get something else: a free gift to say ‘thank you.’  We'll also buy back your old checks and debit card from another financial institution and apply a $25 credit to your new account!*


Got 5? We'll Give You $10
Open a personal checking account online in as little as 5 minutes and we'll deposit $10 into your new account.

Opening an online account is simple, for whatever, whenever.

1.  Just give us a few basics (like address and Social Security number), and we’ll get you started.
2.  Check your email for a confirmation, and you’re on your way to using your new checking account.
3.  Once your account is fully opened, First Security Bank will deposit $10 into your online account!

Totally Free Checking

A free account for everyone! With no minimum balance or monthly service charge.

Easy Interest

A variable interest rate account that earns interest and has no minimum balance or monthly service charge.

50+ Interest Checking

A variable rate account that earns interest, for those 50 and wiser—with no minimum balance, and no monthly service charge!

Premier Interest Checking

Looking to earn more? Simply maintain a balance of $1500 or more to earn a higher variable interest rate. You will still earn interest even if your balance falls below $1,500.

Want to compare these accounts side by side? 

*Every new personal checking account includes:

  • FREE Standard VISA® Debit Card
  • FREE Online Banking & Bill Pay
  • FREE Mobile Banking with Mobile Check Deposit
  • FREE eStatements with online check images
  • FREE Check Images with statements
  • FREE Thank you gift
  • Buy back of your unused checks and debit cards from another financial institution


Checking Account Comparison

Account Details

Totally Free Checking 

  • No minimum balance
  • No Monthly Service Charge
  • Unlimited Check Writing
  • Non-Interest bearing account
  • Fee Schedule

Easy Interest Checking

  • No minimum balance
  • No Monthly Service Charge
  • Unlimited Check Writing
  • Variable interest rate account that earns competitive interest
  • Fee Schedule

50+ Interest Checking

  • No minimum balance
  • No Monthly Service Charge
  • Unlimited Check Writing
  • Free box of personalized corporate image checks per calendar year
  • Variable interest rate account that earns competitive interest
  • Fee Schedule

Premier Interest Checking 

(Our highest interest checking account)

  • $1,500 minimum balance after opening
  • Only $6 monthly service charge if minimum balance falls below $1,500 during your statement cycle
  • Unlimited Check Writing
  • Free box of personalized corporate image checks per calendar year
  • Variable interest rate account that earns a higher interest rate if the balance is above $1,500
  • Fee Schedule 

*Other fees such as overdraft, non-sufficient funds (NSF) fee, continuous overdraft, etc. may apply. See fee schedule for details. Unless specified otherwise, customer purchases checks. $25 for checks and debit cards from another financial institution. Your account will be credited at the time the checks/debit cards are presented. Free gift provided at the time of account opening. We reserve the right to substitute a gift of similar value. Ask us for details. Bank rules and regulations apply.