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Personal Checking


Free Checking - Compare Account Options

Our Free Checking account offers unlimited check writing without service charges.

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Financial Calculators

Here are some easy-to-use, on-line calculators to help you solve some common financial problems.

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Compare Checking Accounts

All accounts include free:

  • Online Banking, with free BillPay and Mobile Deposit available
  • 24-hour InTouch phone banking
  • eStatement or paper option
  • Debit Card
  • First Security ATM Transactions
  FREE Success Checking Money Market*
Transaction Limits

Unlimited Free

Unlimited Free

6 debits/mo.

Minimum Balance None $1500 to avoid $15/mo. fee
Waived for customers age 60+

$1500 to avoid $10/mo. fee

Minimum Balance to Earn Interest

 

$1500

$1500

Free Online, Phone, and Text Banking

Yes Yes Yes

eStatements Available

Yes Yes Yes

Tiered Interest on Higher Balances

    Yes

Extra Credit Checking Available

Yes Yes  

Free Online BillPay

Yes Yes  

Free Mobile Deposit

Yes Yes  

Free Box of Standard Checks per Year

  Yes  

Safe Deposit Box Discount

  Yes  

Travel Card Discount

  Yes  

Gift Card Discount

  Yes  
Credit Card Rewards Points applied
when a credit card account is opened
1000 1500  
Mortgage Origination Discount $100 $150  
  • Minimum opening deposit of $100.00 applies to all accounts.
  • Miscellaneous fees are listed on separate fee disclosure.
  • Carrier fees may apply for online/text services.
  • Accounts where a monthly fee is possible: fee assessed if the balance drops below the minimum balance required on any day of the statement cycle.
  • Accounts paying interest: the annual percentage yield (APY) and interest rate may change at any time. See Rate Sheet for additional interest rates and APYs. Fees could reduce earnings.
  • Safe Deposit Box Discount is 15% per year, any size. Availability varies by branch.
  • Travel and Gift Cards are available from the teller line at any full-service branch. Card activation fee discounted for qualifying account holders.
  • Extra Credit Checking and Credit Card rewards are subject to credit approval.
  • Money Market: $2.00 excessive withdrawal fee is charged for each debit in excess of 6 during a monthly statement cycle, regardless of account balance. Also, certain debits (such as transfers to another account or to third parties by pre-authorized, automatic, computer, telephone transfer, check, draft, debit card, or similar order) are limited to 6 per monthly statement cycle. If you make more than 6 of these debits, we are required to change your account to an account with no transaction limitations.