Extra Credit Checking - Overdraft Protection
Write Your Own Loan
With Extra Credit Checking, you may write your own loan any time you need extra money. It's a pre-approved, personal, unsecured loan to add to your checking account balance if you should overdraw. You'll avoid costly overdraft charges and embarrassing delays.
- No declined debit transactions within the approved credit limit.
- Low $25 annual fee - less than most per-item overdraft fees.
- 18% APR on outstanding balances
Example: a $300 overdraft paid back within 4 days will only cost $0.59 in interest!
- Apply online
- Apply through your online banking account by clicking "Other Services"
- Visit an Account Specialist ofr Loan Officer at your local branch