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Home & Construction Loans

Real Estate Loans

We offer a full range of residential and construction loan plans to fit your needs at competitive rates. Whether you are building or purchasing your dream home, or refinancing and consolidating debt on your current home, let our lending professionals help with all your financing needs. Come in to your local branch and talk with us about a home loan today.  We encourage you to compare our low closing costs to other lenders. Loan options include:

  • Fixed rate loans for various terms on primary and secondary homes, for both purchase and rate reduction refinancing
  • Cash out refinancing on primary and second homes
  • Fixed rate jumbo loans
  • Construction loans which convert to long term
  • Adjustable rate loans and ARMs which can convert to fixed rates
  • Long term fixed rate investment property loans
  • Low down payment loans

Our real estate loan application and related documents can be completed in the comfort of home. Simply print them out and bring the signed copies to the real estate lender at your local branch, and you will receive personal assistance through out the process.


First Security Bank also offers escrow and trust services.

Financial Calculators

Here are some easy-to-use, on-line calculators to help you solve some common financial problems.

View Calculators