Serving Montanans since 1919 - Find Us

Ourbank Blog  |    |  

Business Checking

Business NOW Checking - Compare Account Options

  • For Sole Proprietor or Nonprofit Organizations
  • $1,000 Minimum Balance
  • Tiered Interest Rate
  • Unlimited Transactions
  • 24 Hour InTouch Telephone Access
  • eStatements
  • CD-ROM Delivery

A service charge of $10 will be imposed every monthly statement cycle if the balance falls below $1,000 any day of the cycle. You must maintain a minimum daily balance of $1,000 to obtain the highest disclosed annual percentage yield. If your daily balance is $999.99 or less, you will obtain the lowest disclosed annual percentage yield. View our current Interest Rate schedule. A fee of $.09 per item deposited will be assessed. Checks drawn on First Security Bank that are deposited are not assessed the deposited item charge.

Switch Accounts

Switching to First Security Bank is Easy – Let us help you open an account at First Security Bank

Moving Accounts Checklist

Financial Calculators

Here are some easy-to-use, on-line calculators to help you solve some common financial problems.

View Calculators

Which account is right for your business?

All accounts include free:

  • Online Banking
  • 24-hour InTouch phone banking
  • eStatement or paper option
  • Optional eStatement
  • Debit card
  • First Security ATM Transactions
  • Deposit of First Security Checks - (E-Z Checkinga)
  • ATM, ACH & Debit withdrawals


  E-Z » Business » NOW » Money Market* (**) » Savings** »
Monthly Fee None (a) $5 (b) None (f) None (f) None (g)
Minimum Balance None None $1000 (e) $1000 (e) $25
Earn Interest     Yes (c) Yes (c) Yes
Check Writing Yes (a) .15/check (b) Yes Yes  
Deposited Items Yes (a) .09/item (d) .09/item (d) .09/item (d) .09/item (d)
Online Bill-Pay -$5/month Yes Yes Yes Yes  
Cash Management -$25/month Yes Yes Yes Yes Yes
Cash Allowance to Offset Fees   Yes      

Minimum opening deposit of $25.00 for all accounts. *A $2.00 excessive withdrawal fee is charged for each debit in excess of 6 during a statement cycle, regardless of account balance. **Transfers to another account or to third parties by preauthorized, automatic, computer,telephone transfer, check, draft, debit card, or similar order are limited to six per monthly statement cycle. We are required to change your account to an account with no transaction limitations if limits are exceeded. (a) First 500 items (combination of checks written/ items deposited) free. $.20/item after the first 500/month. (b) A credit allowance, based on current savings rate and average collected balance, is applied to the maintenance fee and item charges. (c) Tiered interest rate account on which interest rates and annual percentage yields are applicable to specific balance levels. APYs may change at any time, please contact 585-3800 for details. (d) Foreign deposited items only. (e) To earn interest & avoid service charge. (f) $10 fee assessed if balance drops below minimum required any day of the statement cycle. (g) $1.00/statement or $2.00 per quarter fee assessed if balance drops below minimum required any day of the statement cycle.