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Business Checking


Interest Checking - Compare Account Options

  • For Sole Proprietor or Nonprofit Organizations
  • $2,500 Minimum Balance
  • Tiered Interest Rate
  • Unlimited Transactions
  • 24 Hour InTouch Telephone Access
  • Free online banking, including standard BillPay
  • Free Mobile check deposit
  • eStatements
  • CD-ROM Delivery

A service charge of $10 will be imposed every monthly statement cycle if the balance falls below $2,500 any day of the cycle. You must maintain a minimum daily balance of $2,500 to obtain the highest disclosed annual percentage yield. If your daily balance is $999.99 or less, you will obtain the lowest disclosed annual percentage yield. View our current Interest Rate schedule. A fee of $.09 per item deposited will be assessed. Checks drawn on First Security Bank that are deposited are not assessed the deposited item charge.

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Financial Calculators

Here are some easy-to-use, on-line calculators to help you solve some common financial problems.

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Which account is right for your business?

All accounts include free:

  • Online Banking with Basic BillPay and Mobile check deposit
  • 24-hour InTouch phone banking
  • eStatement or paper option
  • Debit card with business name
  • First Security ATM Transactions

 

  EZ » Suite » Interest » Money Market »
Monthly Fee   $5    
Minimum Balance   None $2500 to avoid $10 fee $2500 to avoid $10 fee
Earns Interest     Over $2500 Over $2500
Transaction Limitations 500 items free     6 per month / $2 per debit in excess of 6
Per Item Fees .20 / item over 500 .15/check paid
.09 /Non-FSB item deposited
No charge for FSB items deposited
.09 /Non-FSB item deposited
No charge for FSB items deposited
.09 /Non-FSB item deposited
No charge for FSB items deposited
Free Online BillPay -Standard Yes Yes Yes Yes
Free Mobile Deposit Yes Yes Yes Yes
eSuite Available Yes Yes Yes Yes
Earnings Credit to Offset Fees   Yes    

All accounts: Minimum opening deposit of $100.00. 

EZ Checking: First 500 items and transactions free. This includes transfers, deposits, withdrawals, and items. $.20/item after the first 500/month. 

Suite Checking: A credit allowance, based on current savings rate and average collected balance, is applied to the maintenance fee and item charges.

Money Market:  $10 fee assessed if balance drops below minimum required any day of the statement cycle. A $2.00 excessive withdrawal fee will be charged for each debit in excess of 6 during a monthly statements cycle, regardless of account balance.  Also, certain debits (such as transfers to another account or to third parties by preauthorized, automatic, computer, telephone transfer, check, draft, debit card, or similar order) are limited to six per monthly statement cycle. We are required to change your account to an account with no transaction limitations if limits are exceeded. This is a tiered interest rate account on which interest rates and annual percentage yields are applicable to specific balance levels. APYs may change at any time, please contact 585-3800 for details.
 
Interest Checking: Available to sole proprietors and non-profits.  $10 fee assessed if balance drops below minimum required any day of the statement cycle. Tiered interest rate account on which interest rates and annual percentage yields are applicable to specific balance levels. APYs may change at any time, please contact 585-3800 for details.